Can foreigners get real estate financing in the Dominican Republic?

Yes. Financing may be available for foreigners and non-residents through private credit options, seller or developer structures, and selected bank mortgage routes, subject to property, documents, and approval.

How much down payment is needed for Dominican Republic property financing?

Key Dominican can coordinate financing options with down payments starting from around 30 percent of the property value, depending on the property, buyer profile, lender, and term.

What financing terms are available?

Private real estate credit may be available up to 7 years, while bank mortgage options may extend up to 30 years for qualified buyers.

Financing and mortgage options

Real Estate Financing in the Dominican Republic

Flexible credit and mortgage options for buyers who want to purchase property in the Dominican Republic with financing.

Ask about financing View properties

Private credit 7 years

Flexible structures for fast purchases without a traditional bank procedure.

Bank mortgage 30 years

Long-term financing routes for qualified residential and investment buyers.

Down payment 30%

Custom payment plans may start from 30% of the property value.

Foreign buyers Yes

Financing can be available for foreigners, expats, and non-residents.

Looking to buy property in Sosua or Cabarete with financing or mortgage?

We offer professional and secure real estate financing solutions tailored to both residents and foreign investors. Whether you are buying a beachfront apartment, luxury villa, commercial building, or land, Key Dominican can help you access flexible payment options, private loans, and long-term mortgages with fast approval guidance and full legal coordination.

Real estate credit solutions for foreigners, expats, and international investors.

Private financing

Up to 7 years for fast, flexible deals.

Private financing solutions can be ideal when a buyer wants speed, discretion, and a more flexible structure than a traditional bank process.

Structured monthly payment plans
Suitable for selected villas, apartments, land, and commercial property
Designed for buyers who want a shorter approval route

Bank mortgage

Up to 30 years for long-term ownership.

Bank mortgage loans may support long-term residential purchases and investment strategies, subject to buyer profile, bank documents, and property eligibility.

Long-term payment horizon for qualified buyers
Useful for residential property and investment purchases
Document review and legal coordination before closing

Down payment from 30%

Financing plans may begin from just 30% of the property value, with a custom monthly payment structure.

Foreigners and non-residents

Selected financing routes are available to international buyers without Dominican residency.

Legal support included

Contracts, title checks, payment schedule, closing route, and notarial documents should be reviewed before funds move.

Property-specific structure

Terms depend on property type, price, lender, documentation, risk, and the buyer's investment objective.

Discover how easy it is to own a property in the Dominican Republic with tailored financing.

We make it simple, secure, and accessible to buy Dominican Republic real estate with or without full upfront capital. Contact Key Dominican today to discuss flexible financing, private credit, and mortgage options for your target property.